To manage risks and underwrite properly (and profitably), the insured’s, their brokers and the underwriters must know and understand the risks the business faces. At SSEL we help the insured fully understand the risks his/her business faces, help the brokers fully understand the risk their client faces thus enabling them to manager both the insured and insurers expectation. If the risks are known and mitigation measures are implemented, accidents reduce and thus insurance claims and therefore underwriters engage in profitable business. Our recommendations are always clear and each party’s responsibility is clearly highlighted to avoid shift of blame at the time of a claim.